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Are Financial Problems More Common in Adults with ADHD and Depression? 

PostedSeptember 8, 2025
UpdatedSeptember 8, 2025
ByMy Patient Advice

Adults with both ADHD and depression often face a higher risk of financial issues ADHD depression. The combination of these two conditions can make it difficult to manage daily tasks, including personal finances. ADHD symptoms, such as impulsivity and poor organisation, can lead to hasty financial decisions, while depression may result in a lack of motivation to keep track of bills or savings. These factors can contribute to significant financial issues ADHD depression, including accumulating debt and increasing economic stress. 

The financial issues ADHD depression often stem from difficulties in managing money, staying on top of payments, and budgeting effectively. People with ADHD might struggle with attention to detail, which can lead to missed payments or overspending. Additionally, depression can cause emotional exhaustion, making it difficult to stay motivated or plan for the future, further exacerbating financial struggles. 

How It Helps 

Debt and Economic Stress

 Adults dealing with both ADHD and depression may find themselves in debt due to a combination of impulsive spending and a lack of organisational skills. The economic stress that follows can further worsen symptoms of both conditions, creating a cycle that feels hard to break. 

In conclusion, financial issues ADHD depression is more common due to difficulties with money management, debt, and the economic stress that can result. Seeking professional support can help individuals break this cycle and improve both their financial and mental well-being. 

Visit providers like ADHD Certify for personal consultations and expert advice tailored to your needs.   

For a deeper dive into the science, diagnosis, and full treatment landscape, read our complete guide to Depression.  

Harriet Winslow, BSc - My patient advice author - mypatientadvice.co.uk

Harriet Winslow, BSc

Author

Harriet Winslow is a clinical psychologist with a Bachelor’s in Clinical Psychology and extensive experience in behaviour therapy and developmental disorders. She has worked with children and adolescents with ADHD, autism spectrum disorder (ASD), learning disabilities, and behavioural challenges, providing individual and group therapy using evidence-based approaches such as CBT and DBT. Dr. Winslow has developed and implemented personalised treatment plans, conducted formal and informal assessments, and delivered crisis intervention for clients in need of urgent mental health care. Her expertise spans assessment, treatment planning, and behavioural intervention for both neurodevelopmental and mental health conditions.

All qualifications and professional experience stated above are authentic and verified by our editorial team. However, pseudonym and image likeness are used to protect the author's privacy.

Dr. Rebecca Fernandez, MBBS, author and a reviewer for my patient advice - mypatientadvice.co.uk

Dr. Rebecca Fernandez, MBBS

Reviewer

Dr. Rebecca Fernandez is a UK-trained physician with an MBBS and experience in general surgery, cardiology, internal medicine, gynecology, intensive care, and emergency medicine. She has managed critically ill patients, stabilised acute trauma cases, and provided comprehensive inpatient and outpatient care. In psychiatry, Dr. Fernandez has worked with psychotic, mood, anxiety, and substance use disorders, applying evidence-based approaches such as CBT, ACT, and mindfulness-based therapies. Her skills span patient assessment, treatment planning, and the integration of digital health solutions to support mental well-being.

All qualifications and professional experience stated above are authentic and verified by our editorial team. However, pseudonym and image likeness are used to protect the reviewer's privacy. 

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